Betting Tracker
The betting tracker for bets between friends.
Most betting trackers are built for solo sportsbook bettors. Settled is built for the bets that actually happen in your group chat — and the friends who never seem to remember losing them. Log it, get both sides to sign, settle it. Done.
Both sides sign
A bet only counts when your friend accepts. No more 'I never agreed to that.'
Permanent receipts
Every bet is timestamped and signed. The screenshot of all screenshots.
Honor score
Pay up, score goes up. Ghost a settle, score drops. Your reputation, on record.
Any wager works
Game outcomes, props, parlays, gym PRs, fantasy side bets, breakup predictions.
Why a peer-to-peer betting tracker?
The problem with tracking bets with friends in iMessage is everyone's memory gets selective the moment money is owed. Settled fixes that. The bet exists in one place, both names are on it, and the outcome is settled in the app — not relitigated over brunch three weekends later.
If you've ever heard "wait, that wasn't the bet," this is for you.
What you can track
- — Game outcomes between friends ("Lakers cover, you owe me $20")
- — Parlays and prop bets challenged across your group chat
- — Season-long fantasy side bets and league punishments
- — Non-sports bets: weight loss, dating outcomes, work promotions
- — Recurring weekly picks between rivals
FAQ
Is Settled a sportsbook betting tracker?
No. Settled tracks bets between people — your group chat, your league, your roommate. We don't connect to DraftKings or FanDuel and we never hold money. If you want to track sportsbook tickets, use a dedicated bankroll app. If you want a record of bets your friends actually owe you, that's us.
How is it different from a Notes app or spreadsheet?
A spreadsheet doesn't make your friend agree. On Settled both sides have to sign before a bet counts, so there's nothing to argue about when it settles. You also get an honor score that goes up when you pay and down when you ghost.
Is it free?
Yes — tracking your bets and settling them with friends is free. See the pricing page for optional upgrades.
Can I track parlays and prop bets too?
Yes. Any wager you can describe in a sentence — straight, parlay, prop, over/under, season-long, 'I bet you can't' — can be a Settled bet.
Stop tracking bets in your group chat.
Create an account, send your first bet, and let your friends sign it. Free forever for personal use.