Dual-signed bets
A bet only counts when both sides accept the terms. No more 'I never agreed to that.' The signed receipt is the source of truth.
Features
Everything your group chat forgot to remember.
Settled is built around one idea: a bet between friends should leave a permanent, public, undeniable receipt. Here's how every feature gets you there.
Honor score
A live 0–100 reputation score that moves with every settle, every ghost, and every called shot. Ranges from Fade Material to Hall of Fame.
Cash and honor bets
Bet real money or just bragging rights. Cash bets lock in with a small platform fee — Settled never holds the funds.
Public, shareable receipts
Every settled bet gets its own page that's built to be screenshotted. Drop the link in the group chat and let the receipt do the talking.
Leagues
Run a long season with your group — fantasy, NBA picks, weight-loss pacts. League pages, member rosters, and a leaderboard built in.
Rivalries
Auto-tracked head-to-head with anyone you bet often. Lifetime wins, current streak, and the matchups that defined the rivalry.
Settlement dates and reminders
Pick a settle date and Settled nudges both sides when it's time. Disputed? The bet enters jury until the chat resolves it.
Counter-offers
Don't like the odds? Counter the terms in one tap. Negotiate stake, odds, and settle date until both sides sign.
Streak insurance
Pro members get one free skip per month on challenges so a sick day doesn't kill a 30-bet streak.
Pro analytics
See your win rate by category, longest streak, biggest payout, and which friends owe you the most. Cohort breakdowns ship to Pro first.
Built for the friend group, not the house.
We don't take a side, set odds, or hold money. The only thing Settled does is make sure the chat remembers who called it — and who never paid.
- Free to start
- No credit card to play
- Cancel any time