Pricing
Free to play. Pro to flex.
One transparent platform fee on cash bets. No house cut. No spreads. No subscription required to start. Settled never touches your money — we just keep the receipt.
Free
$0
For the friend group running 1 to 3 bets a month.
- Free for cash bets under $20
- 3.3% platform fee per side on cash bets $20+
- $0.75 minimum platform fee per side
- Up to 10 active friends
- Public honor score and shareable receipts
Pro
Most popular$4.99/ month
or $39 / year (save 35%)
Pays for itself at 4 cash bets a month.
- 1.65% platform fee on cash bets (50% off Free)
- Unlimited friends and active bets
- Streak insurance — one free skip per month
- Advanced honor analytics and rivalry breakdowns
- Priority support and early access to new card formats
Pricing FAQ
Does Settled hold my money?
Never. Every payout is friend to friend. We charge a small platform fee only when a cash bet locks in.
Can I switch to Pro later?
Yes. Upgrade or cancel any time from settings. Your honor score, friends, and history all carry over.
Are there fees on free-form bets (dinner, push-ups, bragging rights)?
No. Honor-only bets are always free.
What payment methods are supported?
Pro is billed via Stripe (cards, Apple Pay, Google Pay). Cash bets settle directly between friends with the apps you already use.