Sportsbook · Pinnacle
Pinnacle bettors who also bet with friends.
Pinnacle runs the sharpest lines in the industry (sometimes 1-2% hold vs. 4-5% at US books) and famously refuses to limit winning bettors. Sharps still make friend bets — and friend bets have zero hold, which makes them the only market sharper than Pinnacle itself.
By the numbers
Pinnacle's typical NFL sides hold is ~2%, vs. ~4.5% at most US books. A no-juice friend bet has 0% hold — the cleanest market on earth.
A real example
Two CLV-tracking sharps bet -110/-110 on opposite sides of an NFL spread. At Pinnacle the same bet would carry hold; on Settled it doesn't.
Who uses Pinnacle
Sharp bettors and CLV-chasers who hate being limited.
Pinnacle is the sharps' book — the lowest margins in the industry and no policy of limiting winning bettors.
Signature bet types
- Low juice lines
- Soccer/tennis markets
- Esports
FAQ
Does Settled connect to Pinnacle?
No. Settled doesn't import sportsbook tickets from Pinnacle or any other operator. We track the bets you make directly with friends — bets that exist in your group chat, not on a betting slip.
Is a friend bet really sharper than a Pinnacle line?
On price, yes — there's no operator margin between you and your friend.
Does Settled track CLV?
Bets are recorded with their agreed terms; CLV analysis is something you'd do on top of your own ledger.
Is it free?
Yes — Settled is free for personal use. See pricing for league and commissioner upgrades.
Bring receipts to the Pinnacle group chat.
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